Rob Muscutt Dip CII, DipPFS, Certs CII (MP & ER)

With a career in Financial Services dating back to 1991, Rob began his journey working with Life and Pensions providers and major insurance companies. After completing his advisory qualifications in 2002, he transitioned to an Independent Mortgage Adviser role at a large independent estate agency. In 2007, he became an Independent Financial Adviser, offering advice across a range of specialities within the financial advisory sector. Since 2018,  Rob has focused on providing specialist independent advice to Medical Professionals in the Mortgage and Protection sector, achieving positive outcomes for a wide range of clients. He is also qualified to offer advice in the Equity Release sector and is a member of the Equity Release Council, an organisation promoting good practice and ethics in the field. Additionally, he holds a Diploma from the Personal Finance Society and is a member of the Chartered Insurance Institute.

Rob specialises in mortgages, life insurance, income protection, critical illness, family income benefit, equity release, and retirement interest-only (RIO) mortgages.

Outside of work, Rob enjoys being near the ocean and spends his leisure time surfing, bodyboarding, and stand-up paddleboarding. He is also passionate about walking and is currently working toward completing the 600+ mile South West Coast Path, which encompasses the coasts of Dorset, Devon, Cornwall, and Somerset. Rob is married with three children and cherishes spending time with them when they're willing to join him on his adventures.

Rob enjoys practical jokes, although they occasionally backfire. His colleagues often tease him for being a "tech dinosaur," but he insists that's just because he's the oldest member of the team, not because of any actual resistance to technology.